<p>Got the interest rate blues? There is a solution, or even more than one. Mike Ouverson with Luminate Home Loans takes you through what a rate buy down is exactly, and how you could save a lot by simply making a smarter choice when buying a home with what to do with your money down. </p><p>You can always find U. S. Home Talk and connect with the hosts and the community at their facebook page https://www.facebook.com/U.S.HomeTalk/ or at our website, USHomeTalk.com</p>

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U.S. Home Talk is your resource to the real estate market, mortgages and home improvements. U.S. Home Talk will cover a variety of related topics that will prove educational, informative, and entertaining, including New Construction, Investing in Real Estate, Selling in Today's Market, Mortgage and Credit Scores, Financing, Luxury Homes, and more. Jason Walgrave with The Minnesota Real Estate Team and RE/MAX Advantage Plus will provide the “insiders” perspective on real estate topics that are headlining the news, and relevant to our listeners. Jason and his Team have developed an extensive network of industry specialists that will join the show to address specific topics each week. Mike Ouverson will present a mortgage market update each week. Listeners are welcome to call in live and ask the experts what you want to know about real estate and related topics. You are also encouraged to send us questions or comments via e-mail. All questions that are asked will be answered.