She was a military spouse who had done every job under the sun. GS9 manpower analyst. Air Force marketing office. Burger Barn. You name it. When her husband retired early at 15 years, and they found themselves carrying more debt than they planned for, she made a decision.
She got her real estate license, burned the ships, and went all in.
Ten years later, Jacqui Luberto has been named the best real estate professional in Destin six years running. Her brokerage, Realty One Group Emerald Coast, has won Best Real Estate Company five years straight. Her property management company has taken home Best Property Management Company four years in a row. And in 2025, her peers named her Broker of the Year by Emerald Coast Real Producers.
On this episode of Troy Talks Money, Jacqui gets real about what it actually took to build that track record. She talks about the sphere of influence and why most people misunderstand what it means. She addresses the VA loan myths that are costing military buyers money at the closing table. She explains why interest rates should not be stopping anyone from buying right now. And she shares the mindset shift that changed everything for her and for the agents she coaches.
She also built a property management company from scratch that now manages 450 doors, and she did it in a way that most companies in this space are not willing to do. She gave up the listing when owners are ready to sell instead of locking them in.
This conversation is for military families, real estate professionals, aspiring entrepreneurs, and anyone who has ever been told their passion is not practical.
Connect with Jacqui Luberto:
Website: thinkactlead.com
Licensed in Florida and Alabama
Troy Holt is a Certified Financial Education Instructor, Navy veteran, and debt elimination specialist.
He helps families pay off their mortgage and all debt in five to seven years without refinancing.
Visit TroyHolt.com to book a free consultation.
No pressure. No pitch.
Just a real conversation about where you are and where you want to be.
