The fundamentals of the markets have not changed. Risk and return are eternally related. There is always a winner and a loser, a buyer and a seller. But is there an opportune time to buy? How can you time the markets to get yourself into a prime buying position? The move to cash is it ever a good idea even with dollar cost averaging? Those who do get it right will they be visionaries or just plain lucky? Why rebalancing in a timely manner is crucial to the health of your portfolio.