Home insurance is crucial for emergency prep, but policies can be intentionally murky. We decode the jargon and explain how to get the coverage your home needs.

The End of Passwords

The Wirecutter Show is a podcast offering expert advice on everyday products that will make your life better. Each week, co-hosts Christine Cyr Clisset and Caira Blackwell, alongside producer Rosie Guerin, speak with Wirecutter’s best-in-class journalists and other expert guests for actionable advice, surprising life hacks, and delightful product discoveries. From which stand-mixer will last you a lifetime, to the best way to travel with pets, to figuring out if your smart lock is spying on you, The Wirecutter Show gives you straightforward solutions based on years of rigorous and independent product testing by more than 140 Wirecutter journalists. 

Subscribe today at nytimes.com/podcasts or on Apple Podcasts and Spotify. You can also subscribe via your favorite podcast app here https://www.nytimes.com/activate-access/audio?source=podcatcher. For more podcasts and narrated articles, download The New York Times app at nytimes.com/app.