The Thought Card
The Thought Card
Danielle Desir
The Thought Card is an affordable luxury travel and personal finance podcast empowering financially savvy travelers with the tools and resources to travel the world, earn more money, pay off debt, and build wealth. Join Danielle Desir every other week as she explores creative ways to live life on your terms, obtain financial freedom and location independence. Also, hear inspiring stories from financially savvy travelers traveling the world and crushing their financial goals. To find out more, visit www.podcast.thoughtcard.com.
First Road Trip With Baby? 10 Tips For Road Tripping With A 6 Month Old
Planning a road trip with a newborn and wondering if it’s a good idea? Last summer, we planned our first family road trip. My mom, Baby K, and I packed our bags and we drove five hours to Saranac Lake in upstate New York. While I wasn’t sure what to expect, I was up for the challenge. In this episode, I share ten helpful tips for planning a road trip with a six-month-old baby.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help growing and monetizing your podcast, learn about my 1:1 podcast marketing coaching program.  Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://thoughtcard.com/road-trip-with-baby/ 
Oct 26
15 min
Using Guidebooks For Inspiration and Travel Planning With Moon Travel Guides
Are travel guidebooks still worth it? I was first introduced to travel guidebooks a few years ago while traveling solo in Lisbon, Portugal. A new friend I met at my hostel and I considered what we’d grab for dinner when she whipped out a guidebook. Gauging our interests, we quickly found a highly-rated but low-key restaurant off the tourist path. Since then, guidebooks have become an invaluable resource for inspiration and travel planning, unlocking local gems, tips, and perspectives. In this episode, discover reasons to use a guidebook when travel planning and how Moon Travel Guides helped me plan my first family road trip.  This episode is made possible by Moon Travel Guides, a travel guidebook publisher that covers road trips, national parks, and city travel worldwide. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Iceland: Nature, Nurture & Adventure  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/moon-travel-guides/  
Oct 12
10 min
The Wild Center's Climate Solution Exhibit Inspires Taking Action & Making A Difference
Climate change is happening all around us. Droughts, flooding, shrinking glaciers, rising carbon dioxide in the atmosphere, and wildfires are all consequences of climate change. At The Wild Center, the Climate Solutions exhibit asks an important question –  what can we do about climate change?  In this episode, discover how different people in the Adirondacks (New York) are committing to being part of the solution and ways you can make a difference by gardening, farming, or composting.  After listening to this episode, I hope you’ll consider how you can join the growing community of people working towards addressing climate change by leaning on your skills, talents, and interests.  This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify. It’ll take less than a minute.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships and business inquiries.  Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/climate-solutions-exhibit/
Sep 28
25 min
Explore the Adirondacks and Get Closer To Nature at The Wild Center
Perfect for families and people of all ages, in this narrative-style episode, discover The Wild Center. At this natural history museum in Tupper Lake, learn about nature and the wildlife of the Adirondacks, New York, through outdoor and indoor experiences and exhibits. Some of my favorite outdoor exhibits include walking across the treetops at Wild Walk and viewing art at Forest Music but don’t miss the animal encounters, hiking trails, and more.  This episode is made possible by The Wild Center in Tupper Lake, New York. All thoughts and opinions shared in this episode are my own.  Did you enjoy this episode? Let me know by leaving a rating and review on Apple Podcasts or Spotify.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Work With Me:  Need help saving for travel, leverage points, and miles to travel inexpensively, or finding cheap flights? Book a 1:1 money coaching session with Danielle Desir Corbett. Email thethoughtcard@gmail.com for brand partnerships.   Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/the-wild-center/ 
Sep 14
15 min
Creating A Pre-Trip Financial Checklist: Financial Tasks To Complete Before Vacations
Before a trip, there is a lot to do. In this episode, we’re focusing on the important but often overlooked financial tasks to complete so your finances are taken care of before departure. Whether you already have a pre-trip financial checklist or haven't considered creating one, here's a list of financial tasks to complete before going on vacation.    Pre-Trip Financial Checklist Download the Pre-Trip Financial Checklist to keep all your financial related tasks to complete before going on vacation neatly organized in one place!  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.   Work With Me:  Need help saving for travel, leverage points, and miles, or finding cheap flights? Book a 1:1 money coaching session.   Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/vacation-financial-checklist/ 
Aug 31
20 min
Introducing Grants For Creators: How To Find Grants and Fund Your Business
Have you ever considered grants to support your dreams and ideas? Think grants are only for researchers and nonprofits? Think again, my friends. In early 2022, I launched a newsletter curating grants and other hard-to-find funding opportunities for U.S. creatives like writers, authors, journalists, podcasters, photographers, filmmakers, and artists.  What happened next was shocking! Grants For Creators was an instant hit, gaining hundreds of subscribers. Grants For Creators encourages creatives to see themselves as worthy of funding through grants and other funding mechanisms.  In this episode, I share why grants are worth applying to as a creative and small business owner, how to search for grants, and how to get funding for your projects. Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books.   Work With Me: Need help saving or affording travel? Book a 1:1 money coaching session.    Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner    Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/how-to-find-grants/ 
Aug 17
20 min
12 Ways To Save Money On Summer Travel
Has anyone else noticed how expensive summer travel is this year? With gas prices hitting digits we haven’t seen before, along with fuel prices driving up the cost of airfare, travel this summer is pricey. So now is a great time to chat about how to save money on summer travel, like tracking flight prices and tapping into your points and miles stash you’ve been hoarding over the last few years. Yeah, I’m looking at you!  This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books. Read My Books:  Affording Travel Traveling With a Full-Time Job Managing Your Money As A New Homeowner  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/save-money-on-summer-travel/
Aug 3
19 min
How To Find and Research Hotels Using Tripadvisor Hotel Reviews
How do you find and research hotels? I want to know, after this episode, reply to this tweet and let’s chat about it. Do you get recommendations from TikTok or Instagram? Do you start with a Google search? Or maybe you use online travel agencies (OTAs), aggregators, or meta-search engines? In this episode, I share my process for finding and researching hotels using Tripadvisor hotel reviews.  This episode is made possible with the support of She Podcasts. She Podcasts LIVE is a four-day podcasting event happening in Washington, D.C., October 11-14th, that will teach you everything you need to know about podcasting – from refining your skills to growing your audience. Register now and get $50 off your 2022 ticket. Purchase your ticket today at shepodcastslive.com.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Join my newsletter and get first dibs on my travel and personal finance books.  Follow on Twitter: @thethoughtcard Follow on Instagram: @thedanielledesir Link to episode: https://podcast.thoughtcard.com/tripadvisor-hotel-reviews/ 
Jul 20
20 min
Homeowners, Better Manage Your Money With These Bank Accounts
Are you ready to buy a house? I’ve teamed up with Citizens Bank for a two-part homeownership series. In Episode 103, we discussed the pros and cons of the most common types of mortgages and how your mortgage can have long-term effects on your finances. In this episode, I unpack why having multiple bank accounts as a homeowner is crucial for better money management and the three bank accounts I recommend. Disclaimer: This episode is part of a paid partnership between Citizens and The Thought Card Podcast. Any views expressed are not necessarily those of Citizens, and any other products mentioned are not endorsed or sponsored by Citizens. Mortgages are offered and originated by Citizens Bank NA NMLSID #433960. All accounts, loans, and services are subject to individual approval. Equal housing lender.  In this episode, we cover: [2:34] Benefits of having multiple bank accounts as homeowners [5:56] What is a mortgage fund?  [9:41] What is a home emergency fund or home maintenance fund? Types of home maintenance repairs [8:04] What is a home renovation fund? [10:47] How we plan for home renovations   About Citizen Bank  Check out Citizens Ready to Buy a Home Hub, where you can access helpful articles and checklists, explore mortgage options and learn strategies for funding home repairs or home improvement projects. Such as 21 Unexpected or Hidden Costs of Buying a Home which details the common expenses homeowners forget about.  Citizens Ready to Buy a Home Hub also has informative videos that highlight mortgage myths and what comes next in the process after you’ve been pre-approved for a mortgage.  To ease your homeownership experience, Citizens offers resources and tools to help you feel more confident from application to move-in and beyond. Citizens has a 4.96 rating on Zillow and over 2,000 reviews you can browse through.  If you enjoy this show, please consider leaving me a tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here.
Jul 6
17 min
Buying a House? Here’s 5 Types of Mortgages To Know About
Are you ready to buy a house? June is National Homeownership Month, and to celebrate, I’ve teamed up with Citizens Bank for a two-part homeownership series where I’ll share parts of my homeownership story, and we’ll dive deeper into the most common types of mortgages.  Since there are many different types of mortgages that suit different borrowers, in this episode, we’re covering the most common, including: [3:45] Fixed-rate mortgage  [4:18] Adjustable mortgage [5:40] FHA mortgage  [8:34] Conventional mortgage [9:33] Jumbo mortgage    About Citizens Bank  For more information, check out the Citizens Ready to Buy a Home Hub, which includes an easy-to-follow application guide to help you understand the ins and outs of the home buying process.    Resources Mentioned  Common Mortgage Terms To Know by Citizens  Mortgage Myths Debunked by Citizens  Managing Your Money As A New Homeowner (eBook):  Start your homeownership journey on the right foot. Learn simple ways to organize and optimize your finances so you avoid costly financial mistakes.   If you enjoy this show, please consider leaving me a (virtual) tip by buying me a coffee. With your support, I look forward to continuing to bring you informative personal finance and travel content every other week.  Also, please take a moment to share what you’d like for us to cover next on the show. Request a podcast episode here. Disclaimer: This podcast is part of a paid partnership between Citizens and The Thought Card Podcast. Mortgages are offered and originated by Citizens Bank, N.A. (NMLS ID# 433960). All accounts, loans, and services are subject to individual approval. Equal Housing Lender. Member FDIC.
Jun 23
14 min
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