Fan Mail - Send us a Text Message Terry Waugh is a solicitor, mortgage broker and tax adviser. -- In this episode we welcome special guest Nick Block, founder and financial advisor at ID Advice, one of Australia’s very few hourly-only advice firms. Nick breaks down the mechanics and myths of debt recycling, explores tax-efficient investment choices, and uncovers the pitfalls of trust structures, pooled super funds, and investment bonds. Whether you're building wealth, planning for your chil...