In today's video, we discuss how Income-Related Monthly Adjustment Amount (IRMAA) payments are calculated and 8 strategies to reduce or even eliminate the payments. Resources from the Video Reddit Forum Post: / strategies_to_reduce_irmaa_costs_medicare 2025 IRMAA Brackets: https://www.humana.com/medicare/medic... IRMAA MAGI Calculation: https://secure.ssa.gov/poms.nsf/lnx/0... SSA-44 Form: https://www.ssa.gov/forms/ssa-44.pdf Boldin: https://go.robberger.com/boldin/yt-irmma Projection...