Send us a message SummaryIn this conversation, Steve Afra, a managing partner at Nvestor Funding, shares his extensive experience in private lending, discussing the nuances between private and hard money lending, the importance of risk management, and how to evaluate potential borrowers. He reflects on the emotional aspects of real estate transactions, the significance of vision in investment success, and the lessons learned about money and resilience in entrepreneurship. Steve emphasizes the need for consistency in business and the generational differences in understanding money, ultimately highlighting the importance of personal growth and resilience in navigating the challenges of entrepreneurship.Key TakeawaysSteve has over 30 years of experience in lending.The distinction between private lending and hard money lending is often misunderstood.Building trust in lending requires taking the high road and doing the right thing.Risk management is crucial in lending, especially in fluctuating markets.Evaluating a borrower's track record is essential for making informed lending decisions.Affordable housing remains a strong investment, even in recessionary times.Vision is key for investors looking to succeed in real estate.Emotions can negatively impact real estate transactions and decision-making.Money should be viewed as energy, and negative energy can lead to negative outcomes.Consistency in business practices is vital for long-term success.This episode may include brief sponsor messages that help support the show. For an ad-free listening experience, consider subscribing to The Resolution Room. https://www.buzzsprout.com/2471266/subscribe Please also Follow, Share, Rate, and Review us on your favorite platform! 🫶🏾 https://ratethispodcast.com/resolutionroom To bring a conversation like this to your stage, please visit https://forms.gle/XineBr3err9W1HD49 Want to talk with me 1:1? Visit: intro.co/NashayLowe Shop at The Mind Shop and explore our collection designed to carry the spirit of The Resolution Room into everyday life. https://lowe-insights-mind-shop.fourthwall.com/ And if you just want to say thank you in a simple way, you can always buy me a coffee—every gesture helps keep this space going. https://buymeacoffee.com/resolutionroom Theme music credit: https://uppbeat.io/t/aavirall/soft-waves-forming License code: YHLX3CWSWGWNCJZT