The Real Estate Lowdown

In the September episode of his Win-Win Webinar series, Bill shares a four-minute clip from this summer's Structured Finance conference in Las Vegas.  The data shows a troubling sign that inflation is causing higher prices, but consumers continue to spend, using credit cards and other unsecured, high-cost debt to cover these costs.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

LIQUIDITY is today's Real TidBit. It's going to become a more public topic of conversation in the months ahead. Bob Repass buys and sells mortgages on the secondary market, and he knows that when liquidity dries up, that's when opportunity strikes. Bob and Bill discuss the current state of NPL buying and look ahead to the future of real estate, given the headwinds of inflation, interest rate increase, and global instabilities. Bob Repass, Managing Director, Colonial Funding Group, is a senior financial services industry executive focusing primarily on loan servicing, sales, and operation management. Bob oversees all secondary market acquisitions including loan production, underwriting, risk management, all areas of loan servicing, marketing and business development. He has held senior management positions at Bayview Loan Servicing, Bayview First Funding, Bayview Financial LP and Associates Financial Services.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

Larry Taylor has been through multiple real estate cycles and had to shift his business model multiple times to adjust to changes in tax and capital raising guidelines.  His vision on the macroeconomics of real estate and the global economy is admired by many of the world's wealthiest investors.  Larry shares his story and opinion about the future for US real markets.Larry Taylor, CEO, Christina Trust LP. Larry Taylor is the founder & Chief Executive Officer of Christina. He is responsible for vision, strategy & leadership. Larry is a seasoned investor with over 40 years of real estate experience in the Westside region of Los Angeles. His notable projects include the introduction of high-rise residential development in North Century City, the development of the Montana Avenue Shopping District in Santa Monica, revitalization of the South Beverly Hills Retail Shopping District & re-development of Westwood Village. Larry started his career with Ernst & Young. He received his Bachelor of Science degree from the University of Southern California in 1975.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

Erik Brown wrote the book 1 in a Million. He's a Realtor with multiple decades of experience in branding himself and his clients' properties in the best possible light. His team in Beverly Hills and Minneapolis has distinguished themselves with a surprise and delight technique that keeps his client base growing.Erik Brown is a Realtor, Entrepreneur, Advisor, and Author. Erik and his teams have sold hundreds of properties in multiple states, started and sold multiple businesses and investments, and pushed the envelope of life, Originally from Minneapolis, Minnesota. "I like to provide value to those I enjoy assisting constantly. This is the big reason I wrote "1 in a Million, an influential book for those in need of professional Realtor experience," said Erik.One of his constant goals is to think outside the box while bringing humor to your luxury experience. Most importantly, he strives to provide great communication and wonderful client service. This passion has allowed him and his team the honor of working with hundreds of home buyers and sellers to fulfill their dreams.To learn more about Erik, visit:Website: Erikrbrown.comInstagram: www.instagram.com/@theerikbrownLinkedIn: https://www.linkedin.com/in/theerikbrown/  Facebook, Flats Page: www.facebook.com/TheflatsofbeverlyhillsFacebook, Flats Group: www.facebook.com/groups/theflatsofbeverlyhillsFacebook, Business: www.facebook.com/erikbrownincFacebook, Personal: www.facebook.com/erikbrownhomesYouTube:https://www.youtube.com/c/LivinginBeverlyHillsCaliforniaTo learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

In this episode, Dave Dubeau, a real estate investor and trainer, joins the podcast to discuss his MoneyPartnerFormula.com and the 3 Biggest Mistakes Real Estate Investors Make When Raising Capital.Dave Dubeau is a podcast host and creator of the MONEY PARTNER FORMULA.  He and his team work with mom 'n pop real estate investors providing done-for-you marketing services to help them raise capital.  Dave's a best selling author and speaker based in British Columbia, Canada.  He began his real estate investing career in 2003 doing 18 deals in 18 months.  Dave is a passive investor in multi-family residential properties. Check out Dave’s newest podcast, “The How to Raise Capital 101 Show” wherever you listen to podcasts or at www.raisecapital101show.com – the first 9 episodes are a mini course on how to raise 6 figures in a matter of weeks and seven figures in a matter of months, starting from scratch.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

ESG is a term we are hearing more and more in the investing world.  Environmental, Social, Governance refers to companies or investment strategies that make a positive impact on society and nature. It can have broad interpretations with many companies claiming ESG standards that are more a ruse than action. Christian de Boer is the epitome of ACTION.  His luxury 36 suite hotel is located on the doorsteps of UNESCO World Heritage Site Angkor Wat in Siem Reap, Cambodia. Christian has instituted a PLASTIC FREE policy.  And he has taken this paradigm to the global community as an advisor to the United Nations and UNWTO.  Christian de Boer, Managing Director of Jaya House Hotels, Jaya Organics, and Co-Founder of RefillNotLandFill, and Special Advisor to the United Nations.  While working with Virgin Founder Richard Branson, Christian learned to think outside the box and how to approach business from a new perspective.  Christian has done so by creating one of the first ultra-luxury resort experiences committed to PLASTIC FREE.  His previous hotels have been ranked top ten in the world and his leadership on the environmental awareness front is unmatched.  Peacefully located alongside the Siem Reap River, surrounded by fully grown trees, is a hidden gem. A small, upmarket hotel with only 36 rooms, two swimming pools, a Spa and an all-day-dining restaurant. The hotel is located about a 6-minute tuk-tuk journey from town in the direction of the magnificent temples of Angkor Wat.  Each of its 36 rooms has either balcony or direct garden & pool access. The mission is to inspire and to lead the hospitality industry by showcasing that being plastic-free is a viable option. To find out more, please visit : Jaya House Hotels (https://www.jayahouseriverparksiemreap.com)Jaya Organics products are carefully formulated and handmade in small batches to ensure the freshness and stability of antioxidants and the natural goodness in the extracts, butters, and natural oils. The products’ plant formulations focus on the powerhouse ingredients of Cambodian native botanicals, as well as the unique natural fragrances found in Cambodian essential oils. To find out more, please visit : Jaya Organics(www.jayaorganics.com)Founded in 2016 by Christian de Boer (Jaya House Hotels) and Dean Mclachlan (JustRide Motorbike Adventures), Refill Not Landfill is a global campaign to reduce single-use plastic drinking bottles and other single-use plastic waste. To find out more, please visit RefillNotLandfill: www.refilltheworld.comTo learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

This week's episode of The Real Estate Lowdown podcast, Host Bill shares the REal TidBit conversation about REO properties.  And an interview with Jorge Newberry, founder of preREO, a unique way to purchase real estate through the acquisition of the non-performing first lien mortgage. Jorge Newbery, Founder & CEO of AHP Servicing, He is CEO and Chairman of AHP Servicing LLC and American Homeowner Preservation LLC, which crowdfund the purchase of non performing mortgages from banks at big discounts, then share the discounts with struggling homeowners. He is also Founder and CEO of Debt Cleanse Group Legal Services, a nationwide legal plan to help consumers and small businesses get out of debt. He is also a non-attorney Partner in Activist Legal LLP, a law firm in Washington, D.C.; Founder and CEO of preREO, an online marketplace for lenders offering defaulted first mortgages to local investors.A 2004 natural disaster triggered the financial collapse of Newbery's former business, leaving him with $26 million in debts he could not pay. Newbery rebuilt himself through AHP, sharing what he learned from his challenges to help families at risk of foreclosure stay in their homes. In 2018, he founded Debt Cleanse Group Legal Services to assist consumers resolve all types of unaffordable debts.He authored Burn Zones: Playing Life's Bad Hands; Debt Cleanse: How To Settle Your Unaffordable Debts For Pennies On The Dollar (And Not Pay Some At All); and Stories of the Indebted.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

In this episode of The Real Estate Lowdown podcast, Host Bill Bymel interviewed Nathan Werner. Nate introduces the role of a tenant rep broker in commercial retail real estate and discusses how the industry has changed over his five decades in the business. Nathan Werner, Managing Broker, Retail Sites International, has over 45 years experience in commercial real estate, primarily representing major national brands in their expansion throughout South Florida.Nate's clients include Darden Restaurants, BJ's Restaurant, Dunkin Donuts, & Taco Bell.  His firm has been involved in site selection and development of dozens of household brands such as Whole Foods, Family Dollar, CVS, and McDonald's.Nate is one of the most respected tenant rep brokers in the business.What is a NNNet Real Estate Investment? In this REAL Tidbit, Bill shares a brief description of the types of real estate investment properties that are developed, bought, and sold as triple net deals.The properties range from industrial building to office parks to single tenant retail or restaurant establishments and their value is determined by the capitalization rate of the net lease income.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

In this episode of The Real Estate Lowdown podcast, Host Bill introduces the REAL TidBits Series which is a group of short informative talks on a specific slice of the real estate market.The REAL TidBit series will offer the ability for the audience to educate themselves on the vast real estate business.Who owns your mortgage?  It's not a common question, but it has an interesting answer.  In this TidBit, Bill Bymel explains what a mortgage is, how mortgage notes or deeds of trust originate, and then why they are sold to investors in the secondary mortgage market.  The secondary mortgage market is an old boys network of banks and large investment institutions where mortgages are sold.  Why it's important is that the secondary mortgage market is where banks and loan originators go to get more cash to make new loans.NPL stands for Non-Performing Loan.  These are mortgage loans in default.  Bill discusses NPLs and how their existence can not only be a bellwether for the economy but also the purchase of NPLs at a discount can provide great opportunity in acquiring real estate.To learn more, visit:https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/

In this episode of The Real Estate Lowdown podcast, Host Bill shares part two of his June 7th webinar interview with distressed debt manager Erick Gonzalez. They discuss the need for asset managers to take a hands-on approach to dealing with delinquent borrowers in real estate.Erick Gonzalez, Portfolio Manager at Spurs Capital and Founder of LoanLossMit.com, is an expert in the area of distressed mortgages encumbering residential real estate.  Erick has led a team of loss mitigators and real estate brokers to oversee the profitable resolution of over $500 million of equity investments in the secondary mortgage market.  Erick's main office is located in Queens, New York and he is a proud father of two children he is raising in Long Island.To learn more, visit: https://billbymel.com/Listen to more episodes on Mission Matters:https://missionmatters.com/author/bill-bymel/