The Property Couch
The Property Couch
Ben Kingsley, Opti & The Couch Crew
616 | Why Chasing Yield Could Cost You - Q&A Day
56 minutes Posted Sep 24, 2026 at 4:00 am.
00:00 — 616 | Why Chasing Yield Could Cost You - Q&A Day
Housekeeping: Case Studies, PRE-Purchase Series + We’re Hiring
Q1: Is the Budget Pushing Investors into Worse Property?
The Lending Changes Slashing Borrowing Power
When Is Property No Longer the Smart Move?
The Sudden Commercial Property Gold Rush
Who Profits When You Chase Yield?
AI Can Build Houses—But It Can’t Create Land
Is Live-Vesting the New Property Playbook?
Q2: Would You Sacrifice Your Dream Home for a Tax Break?
The CGT Trap Hidden in the Decision
The Emotional Decision Behind It
Q3) Your Offset Is Full. Don’t Make This Mistake
How Paying Down Debt Could Backfire
What If Your Home Is Your Best Investment?
Q4) Have You Lost Your Grandfathering?
The Negative Gearing Myth Investors Still Believe
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Show notes
With borrowing capacity tightening and negative gearing changes reshaping the numbers, investors are being pushed towards cheaper properties, higher yields and new strategies. But could adapting to the new environment mean compromising the quality of your assets? In this jam-packed Q&A episode, Ben, Polly and Luke unpack the post-budget property traps investors need to avoid, before answering listener questions about grandfathering, offset accounts, upgrading the family home...