The Property Couch
The Property Couch
Ben Kingsley, Opti & The Couch Crew
When Is It Time to Stop Buying Investment Properties? | FUNdamental Fridays
13 minutes Posted Aug 7, 2026 at 2:00 am.
Andrew's question: "When do you land the plane?"
Why there's no universal finish line
Why borrowing capacity shouldn't define success
Working backwards from passive income goals
Defining your ideal retirement lifestyle
Accumulation vs debt reduction
Why paying down debt matters
Interest-only vs principal-and-interest strategies
When should investors start enjoying life?
Money is a tool, not the destination
Just because the bank says yes...
Why enough is personal
Final thoughts
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Show notes
How do you know when you've bought enough property? In this Friday Fundamentals episode, Polly Chu is joined by mortgage broker Luke Oxenham to tackle a question from listener Andrew: "How do you know you're ready to land the plane?" For many investors, the accumulation phase becomes second nature. The focus is always on the next property, the next equity release, and the next opportunity. But what happens when you've built the portfolio you need? Luke and Polly explore why there is no univer...