The Property Couch
The Property Couch
Ben Kingsley, Opti & The Couch Crew
Are You Waiting for the Perfect Time to Buy Property? | FUNdamental Friday
11 minutes Posted Jul 24, 2026 at 3:00 am.
Welcome back to Friday Fundamentals
The myth: waiting for the perfect time
Why people feel they need to wait
There’s always another reason to hold off
Why uncertainty feels uncomfortable
How planning helps manage uncertainty
Rental income, holding costs and maintenance
Stress testing your loan repayments
The danger of using every dollar to buy
Should you wait for a particular time?
The problem with timing the bottom
Waiting for life to settle down
Big life decisions vs borrowing capacity
Final takeaway...
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Show notes
In this Friday Fundamentals episode, Luke Oxenham and Polly Chu unpack a common property investing myth: Waiting for the perfect time before you start. From interest rates and market cycles to cost of living, family plans and global uncertainty, there always seems to be a reason to hold off. But as Luke and Polly explain, waiting for perfect certainty can sometimes leave people sitting on the sidelines for years. This episode explores how to plan for uncertainty before buying property, includ...