The Property Couch
The Property Couch
Ben Kingsley, Opti & The Couch Crew
Why Evan Lucas Thinks Super Could Be Key For First Home Buyers | FUNdamental Fridays
10 minutes Posted May 15, 2026 at 2:00 am.
Welcome back to Friday Fundamentals
Evan’s new hill to die on
Why saving a deposit is the real problem
The idea: use super to build a first home deposit
Why the current first home saver scheme falls short
How the split could work in practice
Should there be a cap?
Real-world example: doctors, location and deposits
Why ring-fencing creates distortions
What happens if someone never buys?
Can personal savings be added too?
The tax advantage of using super
Why savings accounts may be the slower path
Building wealth across the whole time continuum
Is this a good idea? Ben wants your take
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Show notes
In this Friday Fundamentals episode, Ben is joined by Evan Lucas to unpack a bold policy idea for first home buyers. Evan’s hill to die on? Australia should use a super-like system to help people save for their first home deposit. Instead of relying on grants, 5% deposit schemes, or capped first home buyer programmes, he argues that the super infrastructure already exists and could be used much more effectively to help people build real deposit savings from the moment they enter the workforce...