The Property Couch
The Property Couch
Ben Kingsley, Opti & The Couch Crew
592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice - Chat with Julia Hartman & Danish Ahmed
48 minutes Posted Apr 9, 2026 at 4:00 am.
592 | Property Tax Traps: Deposits, Holiday Homes, Buyers Agents & AI Advice
Debt Purpose vs Security: The Rule That Determines Deductibility
The Deposit Trap: Cash vs Borrowing (and the $80K Mistake)
The Big Lesson: Get Your Finance Sorted Before You Buy
Buyer’s Agent Fees: Deductible or Added to Cost Base?
Property Courses: When You Can (and Can’t) Claim Them
Holiday Homes Under Scrutiny: ATO Draft Ruling Explained
Case Study: Living Between Two Homes & Tax Complexity
AI Tax Advice: Helpful Tool or Risky Shortcut?
Why Tax Planning Starts Before June (Not During)
Final Wrap & Further Resources
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What happens when you pay a property deposit in cash… then reimburse yourself from borrowed funds later? 💸 Are buyer’s agent fees tax-deductible? 🧾 Can you still claim deductions on a holiday home if you use it during peak season? 🏡 And just how far can you trust AI when it comes to tax advice? 🤖 In this week’s jam-packed episode, Ben is joined by Julia Hartman, an old friend of the couch and Property Tax Guru, and Danish Ahmed, Empower Wealth’s Senior Tax Advisor. Julia is also the Founder o...