The Practitioner

The insurance claims process can be slow, but the contractor actually has more control over the the speed and timing than you might realize. Time is money, especially if you are a roofing contractor/insurance restoration general contractor. This episode covers 5 tips to improve the speed of the insurance claims process.  Please let me know what your thoughts are. Keep winning, my friends... Much love and God bless!

Why don't insurance adjusters approve most contractor estimates? Here I discuss what I believe to be the five top reasons for insurance companies not agreeing with roofing contractors and insurance restoration contractors when they submit their Xactimate estimate for approval. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael - The Practitioner

If you're a roofing contractor, winning the game with insurance adjusters in the roofing business and insurance restoration general contracting involves playing THEIR game better than they do... using their rules against them... even though you're a roofer, it doesn't mean you can't beat them at their own game. Less friction, less resistance, more approvals... these are the benefits of going with the flow... speaking the insurance adjuster's language. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael The Practitioner

If the insurance claim pays out to the property owner and the mortgage company as the payees, how can you get the insurance check released from the mortgage company? Roofing contractors and insurance restoration contractors usually struggle with delays caused by this problem when working through the roofing claim process. This episode will help you get to the money in the quickest timeframe possible. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael - The Practitioner

Insurance claim supplement advice SPECIFICALLY for State Farm Insurance. Roof damage, water damage, fire damage, hurricane damage, wind damage, hail damage claims with State Farm is a majority of what you will see because State Farm has the majority of the market share for residential property damage claims. State Farm needs to be handled entirely differently than other insurance carriers. This episode should provide valuable advice specifically for State Farm claims. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael | The Practitioner

If you do this on roofing claims - or water damage claims, hurricane claims, hail damage claims, wind damage claims, fire damage, etc. - you will lose and fail. It is so imperative that you first research the basic fundamentals of the insurance policy, starting with the declarations page (or "dec page"). You need to understand the maximum available coverage amounts for each section. You need to know whether the policy will pay "replacement cost value" (RCV) or "actual cash value" (ACV). You need to know if the policy has coverage for ordinance and laws (OL) and what the extent of the OL coverage is. You also need to know all information about the applicable deductibles. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael The Practitioner

A roofing contractor - who is enrolled in my IES Certified training course - called me for advice because an insurance adjuster on one of his roofing and general contracting jobs is trying to burn him after he sent him his Xactimate estimate. I think he has the solution to overcome the situation. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael The Practitioner

Don't fall for this insurance claims roofing TRAP that insurance adjusters set. As a matter of fact, in this episode I talk about SEVERAL traps that insurance companies tend to set that roofing contractors need to beware of. This covers Xactimate estimates, insurance engineers, roofing approvals/denials, water damage claims, insurance adjuster interaction and much more. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael The Practitioner

Setting up a supplement system for roofing insurance claims and insurance restoration general contracting claims needs to be one of your top priorities right now. My advice is to set up a supplementing system made up of three separate departments: the inspection department, the Xactimate estimate writing department and the insurance claim supplementing department. You need an inspector, an Xactimate estimate writer and an insurance claim supplementer. Listen to the episode to find out more about what I am referring to. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael | The Practitioner

Getting the insurance adjuster to approve your Xactimate estimate can be a complicated and difficult process. However, following a methodical strategy from start to finish can give you the advantage over the insurance adjuster when trying to reconcile your roofing or restoration Xactimate estimate. Let's discuss how to get the highest possible amounts approved on your insurance claims. Please let me know what your thoughts are below. Keep winning, my friends... Much love and God bless! Chad Michael The Practitioner