Thanks to Monarch for partnering with me! Start your free trial and get 50% off your first year of total money clarity using my link https://monarchmoney.yt.link/Sl4N5V0 or code philg50 for 50% Off Monarch Core tier. An unexpected nailbiter today between the breakaway and the peloton? I’ll explain what and also how that could happen. Support the show: https://patreon.com/PhilGaimon?utm_medium= Support City of Hope in their fight against cancer: https://ourhope.cityofhope.org/Phil Listen on ...