Adjustable-rate mortgages (ARMs) have a reputation for being risky—but is that reputation deserved? Or could an ARM actually be a smart strategy for the right homebuyer? 🏡 In this episode of the Mortgage Toddcast, Todd breaks down how ARMs work, why some buyers consider them, and what you need to understand before choosing one. Whether you're a first-time homebuyer, planning to move within a few years, or simply exploring your mortgage options, understanding the potential benefits and risks...