Gene Marks reports on his travels, conversing with host John Batchelor about a Quebec credit union conference where executives discussed loans, competitiveness, and adopting AI in front and back offices. Due to high mortgage rates, credit unions are shifting focus toward commercial loans. In Atlanta's thriving steel industry, tariffs have boosted competitiveness, and companies are deploying AI-powered robotic arms, gloves, and dogs to improve safety. Finally, a recent Pew Research survey indicates that Gen X is leading AI adoption because older, established professionals feel more secure than younger generations, though Marks calls the fear of job loss an urban legend. (5)