Today we have credit expert Eric Counts back on the show to talk about personal credit and how you can wisely use it to advantage to improve your score. Eric is the President and CEO of Credit Nerds, an author, business trainer and nationally featured speaker. His extensive knowledge of credit and credit repair have gained him audiences with the like of Wells Fargo, Regions Bank and Century 21 branches across the country. In addition, he has served as an expert witness to lawmakers in the matters of credit and debt collection. He applies that information to help individuals qualify for larger loans and better terms so you can build your business and your real estate investment portfolio.In an effort to help you amp up your financial potential, Eric sheds light on the latest changes in the personal credit landscape, as well as talks about how you can use your credit to work for you and not against you.