Historically, most informal entrepreneurs have struggled to grow their businesses. They don't have a credit history, so they struggle get a bank loan. Today, however, smartphones are changing things, and opening up a world in which side hustles are more viable than ever. But how much have things really changed?Host: Damian S MilvertonVoices you hear on this episode:Lucy Anne Wanjiku Mbugua, entrepreneur and admin assistant Juan Seco, Jumia Chief Operating OfficerJimmy Kipbichii, clothing designerMiriam Wambui, HR consultantMichelle Hassan, BFA Country ManagerSimon Gichuhi Njuguna, WTS Husla, BusinessmanDaniel Yu, Sokowatch CEOAsh Amin, BFA Senior Associate