Show notes
In this week’s episode of the Ottawa Real Estate Podcast, we break down surprising stats about down payments in Ottawa, why delinquency rates are still incredibly low, and what’s really going on with those 2027 mortgage renewals. We talk about the difference between variable and adjustable rate mortgages and share insider updates from a recent lender breakfast that might surprise you. We also unpack how construction delays and labor shortages are holding back housing starts, and what this could mean for buyers and sellers. 00:00 Intro01:43 Understanding Borrower Profiles in Ottawa06:35 Delinquency Rates and Mortgage Insights11:39 Variable vs. Fixed Rate Mortgages15:08 Market Stability and Renewal Insights18:04 Bank of Canada Announcement Predictions26:24 Housing Starts and Construction Challenges31:01 Mood BoostsGet in touch with us!Paul Stevenson - Mortgage Agent Level 2 CENTUM Financial Services LPEmail: [email protected]: 1-613-263-4543https://www.paulstevenson.caDavid Warren - Mortgage Agent Level 2 Referral MortgagesEmail: [email protected]: 1-613-686-6003 https://www.referralmortgages.comIf you have a question or topic you'd like to hear us discuss send us an email at: [email protected] or leave us a comment below!New Episodes of the podcast are available on Wednesdays at 10AM on all podcast services and at www.theottawarealestatepodcast.com Brought to you by Referral Mortgages, PaulStevenson.ca, Guertin/Poirier Avocates Lawyers, CENTUM, BIG - Billyard Insurance Group.