What will our banking supervisors focus on in the next three years? Are Europe’s banks fit to withstand the economic challenges? Our host Katie Ranger puts these questions to Supervisory Board Member Kerstin af Jochnick and supervisor Mario Quagliariello on The ECB Podcast.The views expressed are those of the speakers and not necessarily of the European Central Bank.Published on 12 December 2022 and recorded on 2 December 2022.In this episode:What challenges does the current economic and geopolitical environment pose for banks.What an increase in credit risks means for banks, and what tools supervisors use to check if banks are able to manage these risks.What challenges and risks banks face when becoming more digital-based, and how they can manage these.What banks have done so far to incorporate climate-related and environmental risks into their operations, and the areas on which our supervisors will be focusing. Additional material:ECB Banking Supervision: SSM supervisory priorities for 2023-2025, 12 December 2022https://www.bankingsupervision.europa.eu/banking/priorities/html/ssm.supervisory_priorities202212~3a1e609cf8.en.htmlThe Supervision Blog by Kerstin af Jochnick and Mario Quagliariello: Charting the course: our supervisory priorities, 12 December 2022https://www.bankingsupervision.europa.eu/press/blog/2022/html/ssm.blog221212~52bd154288.en.htmlThe ECB Podcast: Greening the financial system: milestones in our climate change journey, 9 July 2022https://www.ecb.europa.eu/press/tvservices/podcast/html/ecb.pod220709_episode36.en.html The ECB Podcast: Are banks walking the talk on climate?, 2 November 2022https://www.ecb.europa.eu/press/tvservices/podcast/html/ecb.pod221102_episode44.en.html The ECB Podcast: How healthy are Europe’s banks two years into the pandemic?, 12 February 2022https://www.ecb.europa.eu/press/tvservices/podcast/html/ecb.pod220212_episode28.en.html European Banking Supervisionhttps://www.bankingsupervision.europa.eu/home/html/index.en.html European Central Bank https://www.ecb.europa.eu/home/html/index.en.htmlYou can also listen to The ECB Podcast on SoundCloud, Spotify, Deezer, Stitcher, YouTube, Amazon Music and many more https://pod.link/ecbpodcast