Hola Digheads, on this week's episode, Josh and Umar are back together but podding from a distance via Zoom to talk holidays and collecting change. Also some mutual funds talk here - sorry we are the worst.

Josh - @JoshKuderna on Twitter and @JoshKuderna on Instagram

Watch Umar's special - HERE

Thanks for listening, all! Do the pod a favor and rate and review the pod on Apple Podcasts, Google Play Music, Laughable, Stitcher, & Spotify plz!