Do you have a retirement plan? Learn and expand your knowledge on different retirement plan vehicles with social security and pension on the verge to being obsolete. The retirement plan pyramid and different rules to IRA SEP and 401ks that can save you thousands in the long run. Show notes 401k High Growth index funds 80% Government Inflation Bonds 20% IRA VTI 45% VEU 20% VCIT 35% please know retirement allocations varies for each age group