On this episode we dive deep into using Subject To’s; how and when to use the strategy. Buying a property Subject To the existing debt is pretty straight forward but so many Wholesalers do it the wrong way. We break down exactly what it is and how to use it and when you should not use the strategy. We hope you enjoy!

There are 2 scenarios in which you should use Subject To’s

1. When a Seller is behind on mortgage payments.
2. When a Seller has little to no equity.

And when you should not use Subject To’s

1. When wholesaling a property. Because, both you the Wholesaler, and the Seller has NO recourse to taking the property back in the event that the Buyer defaults on payments. 
2. When you will be holding the property long term, 3 years or more.

The best ways to use Subject To’s

1. When you are Flipping the property and plan to sell it in the 6-18 months.
2. When you are planning to hold the property as a short term rental in which you will be refinancing, or selling the property in the next 1-3 years.

And to get special access to a step by step video on how to structure offers, text CFP to our hotline at 877-409-8090 or click here.