<p>In this episode of Comp Talk, Todd Thams explains what a ghost work comp policy is and why you would want one.</p>

Work Comp Shop Talk with Jason Cass

The Comp Effect podcast brings you real-world stories, actionable tips, business-friendly advise, and information to help businesses. We'll show you how focusing on your workers' compensation line of business leads to a safer work environment, more productive staff, lower expenses, and crushes your competition.