**Jamie Creel (Shelter Insurance) sits in with Creston Berch.**First hour is the unsexy stuff nobody wants to talk about until it’s too late. Jamie’s old player’s dad dropped dead of a heart attack at 51. No warning. Family left picking up pieces they didn’t even know existed. Life insurance, a will, a simple sheet of paper with the passwords and policies, video walkthrough of everything in the house so you’re not guessing what’s gone after a fire or theft. Inland marine for the guns, guitars, art, and collector junk—even if you rent. Express term life with no physical if your driving record isn’t trash. Tesla insurance isn’t automatically more expensive with them. Thirty days to get a dead person’s name off a vehicle policy, ninety on a house. Practical, not a sales pitch.Second hour: Copiah County finally charged Whit Tyler Holmes with capital murder in the 2021 killing of Floyd Alex Rosemond. Five-year case. More arrests coming. Snitches matter.Protect College Sports Act cleared the Senate 77-22. House delay until after midterms is the only real snag. One-time transfer, injured players keep the scholarship plus five years medical and ten years to finish the degree. Salary cap talk. No more mid-season coach raids. Good for State and Ole Miss fans who don’t have oil money or a Nike sugar daddy.Clay also recs Dave Mustaine’s *In My Darkest Hour*—cancer, faith, not the liberal you assumed. And he needs a dog groomer who won’t take political opinions out on Libby, the Yorkies, or the Corgi. Cash or trade-out. Text the usual line.