Your destiny is determined by your actions 10:00 - Self-control and discipline 11:25 - Planning luck is planning life 13:34 - Work as a key to happiness 16:15 - Does it keep you up at night 17:35 - Don't be a passive person 20:00 - Mortgage for the future 21:25 - On failure 25:05 - Belief is necessary 31:17 - Excuses are the source of fa...