For decades, retirement has been marketed as the finish line—a time to coast and relax. But what if that’s the wrong way to think about it? In this episode, Tony and Derek challenge the old idea of “retirement” and unpack how today’s retirees can turn uncertainty into opportunity. They discuss the fears many people face—like outliving your money, losing purpose, or feeling unsure what’s next—and share how smart financial planning can replace anxiety with confidence. From dynamic planning stra...