It is true that if you fail to plan you plan to fail. But before this was coined as a good phrase, God already shared this idea with us in Proverbs 

Inheritance reflects the character of the parent (Proverbs 13:22)

This podcast is for those who are participating in The 90 Day Challenge or just want to reduce or eliminate credit card debt. 

This is also for those who want to master the art of credit card management instead of allowing the interest of credit cards to master you!