Is your innovation solving a problem, or just burning your cash? 

By 2035, financial services will be unrecognizable. Between autonomous AI agents and the threat of Post-Quantum Cryptography, the distance between the "architects" and the "incrementalists" is already widening.

I sat down with industry veteran Declan Sheehy to discuss the roadmap for the next decade of Fintech.

We dive into the "Revenue Reality Check," covering:

• The Commercial Test: Why the market doesn't care about your tech if it doesn't solve a high-value pain point.

• Designed to Scale: How Declan helped HSBC grow by billions while maintaining a spotless regulatory record.

• Interconnected Strategy: Why AI, tokenization, and Web3 aren't separate bets—they are a single architectural challenge.

This is your guide to building a defensible, profitable, and future-proof platform.