Mike answers recently submitted listener questions. He then finishes discussing the recent article from the Wall Street Journal, “15 Personal-Finance Lessons We Can All Learn From the Year of Covid-19.”

He covers:

• You need a will.
• How your personal finances reflect your values.
• The importance of flexibility in you retirement plans.
• Things won’t always be bad or good.
• “This Time is different. Not.”
• The markets fool us: “If we can’t even explain the past, just think how futile it is to try to predict the market’s future.”
• The three bucket strategy.
• “Rebalancing Pays Off.”
• Stay the course: stay invested.
• Maybe start a side gig.
• Bonds are still important for diversification.