<p>Now that our smartphones have become the centre of our lives, the way we pay for things has completely changed. I was in <a href="https://www.dailymaverick.co.za/opinionista/2022-06-02-how-i-navigated-the-big-apples-new-normal-without-a-wallet/">New York</a> in May and <a href="https://stuff.co.za/2022/08/31/why-physical-credit-cards-are-giving-way-to-digital-wallets-and-smartphones/">London</a> in August and used my phone to pay for everything – as I have done for the <a href="https://www.dailymaverick.co.za/opinionista/2021-09-01-money-magic-that-virtual-credit-card-popped-up-just-when-i-needed-it-most/">last year</a> at home. Nedbank’s executive for emerging innovations Chipo Mushwana and Payments Association of SA CEO Ghita Erling tell Stuff Studios editor-in-chief Toby Shapshak about current trends and developments. Read more on <a href="https://stuff.co.za/2022/10/24/the-future-of-payments-is-contactless-with-nedbanks-chipo-mushwana-and-pasas-ghita-erling/">Stuff</a>.</p>

Why super apps are the way of the future, with Nedbank’s Vishal Maharaj and Moya.app’s Gour Lentell – T2S2

Toby Shapshak writes and speaks about how innovation, especially fintech, is better in Africa. His TED Global talk has over 1,5-million views. He is editor-in-chief of Stuff, a Forbes senior contributor and a Business Day columnist. 
He has covered tech, mobile and Africa's tech and start-up ecosystem for 20 years, including for Forbes, CNN and The Guardian.
Named in GQ's top 30 men in media and Mail &amp; Guardian newspaper's influential young South Africans, GQ said Shapshak "has become the most high-profile tech journalist in the country".