– 09:59] Credit Card DebtsRick talks about credit card debt.The interest level on each bank We have to pay attention to the financial charges at this level of debts and the way to get it a lot lower.Take a loan from your 401k at a much lower interest rate. When you are paying back that loan, you are paying back to your retirement account.If you can not find a realistic strategy to pay it off in a reasonable amount of time, consolidate your debt into a lower interest rate.In order to build wealth and save for the investment future, we should not have any major debts that are not good debt.Good debt is the kind of debt that is tied into an asset such as a house.[06:20 – 16:15] Closing SegmentRick reiterates the impact that your emotions have on your finances.Hiring a financial planner is not necessarily just to tackle the financial experiences but also to help you through the best practices and things that he has learned from many successful people’s journeys. Learn and explore some of the best practices that other people have in planning their finances; then, you will be able to move your emotion to a good state around your finance. What are your goals for the next 12 months?Establish something that helps him to relate to the community that he wants to be a part of.Help people who grow up like how they grew up, build their careers, and thrive on finding success.Focus on growing his business and taking care of his family.What would the new you say to the old you?You never know who is going to support you.Be open to tell people about your story and what you need.Rick’s book recommendationRich Dad Poor Dad by Robert T. KiyosakiConnect with Rick online! See the links below.Final words from me.Tweetable Quotes: “In order to build wealth and save for the investment future, we should not have any major debts that are not good debt.” Rick Drew.“Hiring a financial planner is not necessarily just to tackle the financial experiences but to help you through the best practices and things that he has learned from the journey of many successful people.” - Rick Drew.“Be open to tell people about your story and what you need, because you never know who is going to support you.” - Rick Drew.Find out more about Rick by visiting his website, and you can connect with him through LinkedIn, Twitter, and Instagram.Surviving to Thriving is brought to you by Knight Protection Services. A veteran-owned and operated company, Knight Protection Services employs a diverse group of former law enforcement officers and military veterans of the highest integrity, with extensive experience in risk assessment and crime prevention. Find out more by visiting https://knightprotectionllc.com/.For More Information About Surviving To Thriving: http://tothriving.org/https://vurbl.com/station/leUYoPSyno/