If you were a prime minister, a king or queen, or perhaps the president of an important country, you would have security staff whose entire time and energy would be dedicated to keeping you safe. To do that every journey you took, every speech you made and every meeting you had would be assessed for the possible risk of something bad happening to you.

OK so you are actually not the prime minister or the queen, but does that mean that taking risks is OK for you? Have you ever stopped to consider the risks you are living with each and every day?