Steadfast Care Planning

Welcome to the Steadfast Care Planning podcast! In this episode, host Kelly Augspurger is joined by home safety experts Danielle Roe from Arrow Lift and Doug Rowe from Attune Home Safety Plan. Together, they discuss the critical topic of home modifications for older adults to enhance safety and independence.Danielle and Doug provide valuable insights into the importance of home modifications, covering everything from safety considerations to specific types of modifications available. They offer practical advice on how to proactively plan and make necessary changes to age comfortably in your home.In this episode they covered:🔹 Potential funding sources for home modifications, including long-term care insurance.🔹 Medicaid waiver programs.🔹 VA benefits for veterans.🔹 Cost of home modifications.🔹 Most important types of home modifications.🔹 Biggest mistakes when making home modifications.🔹 Steps that are necessary to include when considering a home modification plan.🔹 Range of services their companies offer, such as free consultations and detailed assessments.Connect with Danielle Roe and for more information on Arrow Lift message Danielle through LinkedIn or visit: www.ArrowLift.com Connect with Doug Rowe and for more information on the Attune Home Safety Plan message Doug through LinkedIn or visit: www.AttuneSA.com______________________________________________________________________________➡️ Watch to this podcast: https://youtu.be/sAUAnPOVxLU #LongTermCare #HomeAssessment #SteadfastCarePlanning #longtermcareinsurance #ArrowLiftFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Paying for care as we age can be one of the most difficult and challenging periods in our life. Luckily, there are many options that can be explored separately or in combinations.Kelly Augspurger spoke to Nic Nielsen, a certified financial planner and co-owner of Know My Plan, and they explored many of the options people have for paying for care as they age.In this episode they covered:🔹 Self-funding long-term and extended care.🔹 Multiple ways to use long-term care insurance to pay for care.🔹 Short-term care and immediate care.🔹 Life settlements to fund long-term care.🔹 Health savings accounts.🔹 Reverse mortgages.🔹 VA Benefits and the limits to VA benefits.🔹 The differences and limits between Medicare and Medicaid and how they can be used to help pay for care.Connect with Nic Nielsen and for more information on Know My Plan message Nic through LinkedIn or visit: www.KnowMyPlan.com______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/FqIw1ltD7ug #LongTermCare #FinancialPlanning #SteadfastCarePlanning #longtermcareinsurance #KnowMyPlanFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What does it mean to age successfully and what tools exist to help us successfully age? Kelly Augspurger spoke to Larry Nisenson, Chief Growth Officer of Assured Allies, and they explored the innovative technology and programs designed to help people age successfully in place.In this episode they covered:🔹 How Assured Allies got its start in the long-term care field.🔹 The Never Stop Wellness Program that offers personalized coaching to policyholders.🔹 The role of technology in the Never Stop Wellness Rewards Program.🔹 The role of the family of policyholders in the Never Stop Wellness Rewards Program.🔹 The potential for earning extra benefits through the program.🔹 Future plans for Assured Allies in terms of making their wellness programs available to consumers who do not have LTC policies with embedded programs.🔹 Key factors and considerations for individuals when planning for extended care.🔹 Innovative features distinguish the Never Stop program from LTC policies that don't have the Never Stop program embedded in them.Connect with Larry Nisenson for more information on the Never Stop Wellness Rewards Program through LinkedIn or visit: www.NeverStop.com or www.AssuredAllies.com______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/39Q9baRiMvI#LongTermCare #FinancialPlanning #SteadfastCarePlanning #NeverStop #AssuredAlliesFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Have you ever thought about living beyond your 100th birthday? What are are the secrets to longevity and vitality inspired by the centenarians who live in the Blue Zones?Kelly Augspurger spoke to Stevyn Guinnip, CEO of Grow Wellthy, and they ventured deep into the heart of the Blue Zones and extracted life-enriching wisdom that can shift the way you approach your own wellness journey.In this episode we covered:🔹 What are the Blue Zones?🔹 Where are the Blue Zones?🔹 What do the Blue Zones teach us about healthy Aging?🔹 What does it mean to "move naturally"?🔹 What types of diets are found in Blue Zones?🔹 How can we improve longevity through connection? 🔹 Can our outlook significantly increase our lifespan?🔹 How to incorporate Blue Zone principles into your daily life. Learn from Stevyn's knowledge and experience how you can pivot towards a 'wellthy' lifestyle. Connect with Stevyn Guinnip for more information on her wellness advisory services through LinkedIn or visit: www.GrowWellthy.com.______________________________________________________________________________➡️ Watch this podcast:  https://youtu.be/WGscZC48odE #LongTermCare #FinancialPlanning #SteadfastCarePlanning #GrowWellthy #BlueZonesFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com.Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care.Come back next time for more helpful guidance!For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

Have you ever thought about Medicaid Planning? What is Medicaid Planning and is it right for you?I chatted with Cathy Sikorski, Esq., an elder law attorney, speaker and caregiver, about the intricacies and details regarding Medicaid Planning and who it is a good fit for, and  for those who should look into other options.In this episode we covered:🔹 The issue of giving away assets to qualify for Medicaid coverage for long-term care 🔹 Government examination of financial history for the past five years🔹 Warning against mistakes and importance of consulting experts🔹 Being prepared and exploring other options🔹 Choosing the right facility and considerations for Medicaid Planning 🔹 Implications of relying on Medicaid for care 🔹 Estate recovery and partnership programs in reciprocity🔹 Keeping assets and not needing to spend them down before qualifying for Medicaid_______________________________________________________________________________________________Watch this episode on YouTube: https://youtu.be/akNGzvAyRss #LongTermCare #FinancialPlanning #SteadfastCarePlanning #MedicaidPlanning #PlanningForCareFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

There are many strategies to filing a successful Long-Term Care Insurance claim.I chatted with Dwight Smith, the owner of AMADA Senior Care Columbus & Toledo, about the LTC insurance claims process.In this episode we covered:🔹 Importance of understanding the policy coverage 🔹 Exploring additional benefits included (e.g., medical equipment, home modifications)🔹 Understanding different activation protocols for different insurance companies🔹 Activities of daily living (ADLs) and cognitive impairments as qualifying criteria🔹 Need for care for more than 90 days and fulfilling the elimination period 🔹 Making sure benefits are properly utilized and extended if necessary 🔹 Doctors documenting the client's needs clearly and specifically🔹 Encouraging open and honest conversations with physicians 🔹 The process of submitting a claim 🔹 Receiving benefits once the elimination period is met______________________________________________________________________________Watch this episode on YouTube:  https://youtu.be/z9PBfT_1slkSteadfast Care Planning podcast is made possible by Steadfast Insurance, CLTC, and AMADA Senior Care Columbus.#LongTermCare #FinancialPlanning #SteadfastCarePlanning #AmadaSeniorCareColumbus #LongTermCareInsuranceFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

I had the pleasure of having Kevin Sypniewski, CEO of AGIS Network, on Steadfast Care Planning podcast. We discussed the importance of group and work site long-term care insurance for employers and employees. Here are the key topics from their conversation:1️⃣  What’s the difference between Group and Worksite LTC insurance?  2️⃣  What size employers can offer LTCi to their employees?3️⃣  What does the process look like for employers to setup LTC insurance for their employees?4️⃣  What are the minimum participation requirements by the carrier? Tune in to the episode to learn more about the differences between group and work site long-term care insurance, as well as the advantages and disadvantages of each.➡️ Watch this full episode on YouTube: https://youtu.be/0ZDcYbNDh08For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What do you need to know about navigating a hospitalization?Join Kelly and her guest, Dr. Monique Nugent, practicing hospitalist, associate director for the Division of Hospital Medicine at South Shore Hospital in Massachusetts, and author.  In this episode: 🔹 Tips on how to make the healthcare hospital system work for you🔹 Biggest mistakes people make when facing a hospitalization entry and release🔹 How caregivers can be an advocate for aging loved ones’ health and have a hospital plan🔹 How people can best advocate for themselves and build a team to lean on if they don’t currently have a support system?➡Watch this episode on YouTube: https://youtu.be/upeLYRQUDUgFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

What do you need to know about planning for care?Join me and my guest, Jasilika Davidson, Owner of Assisted Living Locators of West Columbus, Senior Care Advisor, Dementia Care Certified, TEDX speaker, and Veteran.In this episode:🔹 What’s the “in between” that you talk about?🔹Why should people plan for care now?🔹What things should people consider when planning for care?🔹When having the planning for care convo with your family, what are important things to remember?🔹When should you talk about LTC and plan for care?  ➡Watch this episode on YouTube:  https://youtu.be/UFMToBmq1UEFor additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!

If you are or know someone who is a Veteran or a Vet’s spouse, what LTC benefits are available to you?Join me and my guest, Carmen Perry, VP Strategic Partnerships at Veterans Home Care, as we discuss LTC benefits for Veterans and their spouses.  In this episode: 🔹 What LTC benefits are available to Vets and their spouses?🔹 Are VA LTC benefits received in home or in facilities? Can Vets choose?🔹 What are the income and asset requirements for Vets and spouses to receive benefits?🔹 What are the care needs and time of service requirements for Vets and spouses to receive benefits?🔹 If a Vet has LTC insurance, how does that coordinate with VA benefits?🔹 How do Vets and spouses find out what they qualify for?Watch this episode on YouTube: For additional information about Kelly, check her out on Linkedin or www.SteadfastAgents.com. To explore your options for long-term care insurance, click here. Steadfast Care Planning podcast is made possible by Steadfast Insurance LLC, Certification in Long Term Care, and AMADA Senior Care Columbus. Come back next time for more helpful guidance!