Today we're joined by Stand By Me coaches Karen Summa and Manoj Philip, in a discussion about the pandemic, how their customers are managing through hardship and uncertainty, money saving tips through this holiday season, resources that are currently available, and how to best plan for 2021 and beyond.

Stand By Me® provides Delawareans with a Personal Financial Coach and a toolkit to navigate the challenges leading to personal financial security. The Delaware Financial Empowerment Partnership (DFEP) is a joint venture of the State of Delaware and the United Way of Delaware working together to combine resources and to create and implement an innovative package of financial empowerment services. We are joined by a coalition of non-profit organizations, corporations, foundations and educational institutions.