Concept vs. Product—Annuity 
				 
				 
			 
				 
				 
			 
				 
				 
				 
				 
					 
				 
				 
				 
				 
				 
				 
				 
				 
				 
				 
			 
				 
				 
				Episode 73 - A spending plan is the foundation of a financial plan. Yes, a spending plan and a budget are the same, but calling it a “spending plan” eliminates the negative connotation. The same is true with annuities.  Listen to this podcast to learn more about guaranteed income. 
			 
				<a class="et_pb_button et_pb_custom_button_icon et_pb_button_226 et_animated et_pb_bg_layout_light" href="/smlpodcast/" data-icon="&#xe09e;">More SML Planning Minute Podcast Episodes</a> 
			 
				<a class="et_pb_button et_pb_custom_button_icon et_pb_button_227 et_animated et_hover_enabled et_pb_bg_layout_dark" href="/spending-goals/" data-icon="&#x7a;">Listen to Episode 38 - Spending Goals</a> 
			 
			 
				 
				 
			 
			 
				 
				 
				 
				 
				 
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Offset Your Costs with a Tax Credit

SML Planning Minute shares concise and entertaining financial ideas, for individuals, families, and business owners.