Lending Money To Family or Giving Money (there’s a difference) 

• Set a cap
• Set up a payment plan
• Ask them what do they need it for
• Examine the risks of a co-sign
• Create a formula for lending
• Teach them how to treat you/let them know about your hard deadlines
• Look at their spending habits before you lend
• Look at your own finances before making a loan
• Get everything in writing

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