Send us Fan Mail Unlock the full potential of your travel rewards as we navigate the luxury landscapes with Spencer Howard, the expert who turned credit card points into his personal gateway to extravagant adventures. Our chat with Spencer reveals the art of upgrading your travel from mundane to first-class without breaking the bank. From the comfort of lie-flat seats to the allure of upscale dining, we cover it all. Learn the strategies that can transform your family vacations into experienc...