Risk management is not about avoiding every financial risk. It is about understanding which risks are worth taking, which ones could threaten your goals, and how that balance should change as you move through different stages of life.In this episode, Mark explores how retirement decisions evolve from your 30s and 40s through the transition into retirement. He also considers why a financial plan should connect today’s decisions with the income and flexibility you may need later.Here’s what we discuss in today’s show:🌱 Early Investing: Younger investors have more recovery time⚖️ Saving Balance: Prepare for retirement without neglecting today📊 Age-Based Strategy: Adjust investments as your timeline changes🏁 Retirement Planning: Shift from accumulation toward income needs🔄 Withdrawal Order: Choose accounts with taxes and timing in mind Want to get in touch with Mark? Web:https://silverman-associates.com/homeEmail:[email protected]Phone:520.512.8832