<p>Cost or price is what you pay. Value is what you receive. Value is about you, not the seller or the market.</p>

I completed a college degree, got a well-paying job, worked hard, and was promoted rapidly. I lived modestly. Yet, I continued to face financial problems. Why? The question for this answer embarked me on a journey that I continue today. In this podcast, I share the knowledge and skills I acquired over many years to overcome my financial problems and to put myself on the path of financial independence.