What worked for your retirement plan years ago… might not be the best fit today. And making the wrong move could cost you. ⚠️ In this interview, Peter Richon with Richon Planning and Erin Kennedy break down: ✔️ The difference between surrendering vs. replacing an annuity ✔️ When it actually makes sense to consider a change ✔️ Common (and costly) mistakes to avoid ✔️ Tips to make the process smooth and efficient ✔️ Where to start if you're feeling unsure 💡 The key? Don't make a move without understanding the full picture. If you'd like to talk through whether surrendering or replacing an annuity makes sense, or if you'd like a second opinion, please give Peter a call at 919-300-5886 or visit www.TopAnnuityIncome.com