Planning Matters Radio
Planning Matters Radio
Richon Planning
Should You Tap Your Retirement Savings to Pay off Your Mortgage?
14 minutes Posted Jul 18, 2026 at 1:00 pm.
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šŸ”šŸ’°Ā Thinking about payingĀ offĀ yourĀ mortgageĀ beforeĀ retirement? Not so fast…
Going intoĀ retirementĀ debt-freeĀ sounds like the dream, butĀ shouldĀ youĀ tapĀ yourĀ retirementĀ savingsĀ to make it happen?
In this interview, Peter with Richon Planning and Erin Kennedy break it down šŸ‘‡
āœ…Ā When itĀ doesĀ make sense toĀ payĀ offĀ yourĀ mortgage
āš–ļøĀ How to balance the numbers vs. peace of mind
🚨 Why pulling from retirement accounts could backfire
šŸ“ˆĀ The hidden risks: taxes, reduced liquidity, and even higher Medicare premiums
Bottom line: A paid-offĀ house feels great… but the strategy behind it matters even more. BeforeĀ you write that final check, give Peter a call at (919) 300-5886 or visit www.RichonPlanning.com