From oil embargoes to global pandemics, the S&P 500 has faced decades of uncertainty, and historically, come out stronger on the other side. But what does that mean for your portfolio right now? In today's video, Peter with Richon Planning and Erin Kennedy talk through: • How markets have responded to major global events over time • When it actually makes sense to adjust your investments... and when it doesn't • What changes (if any) pre-retirees and retirees should consider • ⚠️ The real risk retirees face in a down market: sequence risk • 🛡️ Strategies to help protect your income during volatility 💡 The big takeaway: Your financial plan should be built around your life and your goals... not the latest headline. If recent market news has you feeling uneasy, please feel free to give Peter a call at (919) 300-5886 or visit www.RichonPlanning.com to create a financial plan tailored to your goals and risk tolerance.