You've heard of asset allocation, but what about asset location?  Where you hold your investments can be just as important as what you invest in when it comes to lowering your tax bill.

In this new conversation, Peter with RichonPlanning and erinkennedy break down 4 simple but powerful strategies that could help keep more of your money working for you:

 Traditional vs. Roth IRAs and their unique tax advantages
 Tax-loss harvesting explained (with real-life examples)
 Why dividend-paying stocks might belong in tax-advantaged accounts
 How long-term capital gains planning can even mean a 0% tax rate with the right strategy

Because, as Peter always says, it's not about what you make, it's about what you keep. If you'd like to learn how you could benefit from these strategies, please call (919) 300-5886 or visit www.RichonPlanning.com to set up a complimentary appointment.