In this episode Dr. Chris Mullis guides listeners through the essential steps of conducting a seamless "family flight check" with aging parents to secure their financial and physical independence without triggering family friction. He also pulls back the curtain on direct indexing, explaining why this highly marketed Wall Street tool often introduces a costly "complexity tax" rather than a true financial benefit for 95% of retirees and pre-retirees. Finally, the episode lifts its eyes to the ...