Most retirees spend decades obsessing over a thirty-year financial plan, but the biological reality is that you may only have twelve high-energy years to truly check off your bucket list. In this episode, Dr. Chris Mullis explains why your "health span" is the most critical variable in your retirement trajectory and how to avoid the trap of being overly cautious during your peak years. We also head to Mission Control to settle the "Kit Kat" debate of estate planning: is a joint or individual ...