Retirement Isn't Rocket Science
Retirement Isn't Rocket Science
Dr. Chris Mullis, PhD, CFP®
Spend It or Lose It? The Truth About Early-Retirement Spending Habits
32 minutes Posted Jan 22, 2026 at 9:00 am.
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Show notes
Most financial advisors tell you to spend a flat, steady line of income for 30 years, but why should your retirement spending look like a boring horizontal line when your life doesn’t? In this episode, Dr. Chris Mullis explains why "front-loading" your spending during your healthiest years isn't just fun --it’s the go-to strategy to maximize your life's "kinetic energy." Discover how to stop over-saving and start spending your hard-earned nest egg with the confidence of a rocket scientist! **...