To get the full RFL experience, watch the episode here at https://youtu.be/SDp0Mr4SD9c We break down why seven-figure 401(k) balances can lead to seven-figure lifetime tax bills and how timing, RMD math, and Social Security stacking drive the outcome. We show where the Roth conversion window lives, who can use it, and why acting early matters more than chasing returns. • one-for-one rule for large pre-tax balances • why RMDs can grow the account and the tax base • Social Security stacking an...